art by JayNaylor, 1girl, furry female, furry, solo, swimsuit, animal ears, towel, black hair, one-piece swimsuit, red one-piece swimsuit, tail, breasts, watermark, body fur, animal nose, small breasts, long hair, wet, brown eyes, artist name, snout, black fur, grey fur, holding, web address, holding towel, panda ears, blue background, ponytail, closed mouth, bare shoulders, standing, collarbone, two-tone fur, cowboy shot, raccoon ears, thighs